Love it, Lay bye it!

Shop now and pay later with our lay-by option.
Visit a PQ store, shop, pay a deposit, and settle the difference over four months.
INTEREST FREE. It’s that simple!

Lay bye Terms & Conditions

• Lay-bye deposit is 30% of the current retail price.

• The agreement expires on the date of final payment, or four months after commencement, whichever comes first.

• Lay-bye goods shall remain the property of PQ Clothing until the final payment is made. All payments must be made at the store where the lay-by was originally created.

• This agreement may be terminated by the purchaser at any time prior to the expiry date, at which time PQ Clothing will refund all the money already paid.

• Should the agreement expire before full payment has been received, the purchaser will be entitled to a refund of the money already paid.

• Collection of lay-bye goods may only be done by the purchaser at the store where the lay-bye was created.

• PQ Clothing will require proof of the purchaser’s identity to complete the lay-bye agreement when the goods are collected.

• No interest or initiation fees will be charged on the lay-bye.

• You agree and consent that we may disclose your personal information as assured in the POPI Act.

• Lay-bye may be excluded from certain promotions.

• Please note: the item bought on lay-bye is bought at the agreed price, and no correspondence will be entered into should that price change during the course of the lay-bye agreement.

Copyright PQ Clothing 2022